Should I get a Subaru lease or car loan?

A number of drivers from all over Jefferson County battle with whether to lease or buy their next Subaru. To help our customers easily decide which financing option is best for them we want to highlight the pro's and con's of getting a car loan or leasing.

Leasing: The number one reason may Affton drivers choose to lease their next vehicle is that you can get into a new Subaru every couple a years. Leasing also lets drivers get behind the wheel of a more expensive Subaru for lower monthly payments. Other leasing benefits includes...

  • Lower repair costs
  • Less sales tax
  • Easy transition to your next Subaru

But there are some cons to leasing that Kirkwood drivers should be aware of. Like that you have a set amount of miles per year and when you use more than the allotted miles you have to pay for every additional mile. You also don't own the car and can't make any special modifications since the car will be returned to the dealer at the end of the lease.

Buying: Leasing isn't for everyone and getting a car loan for your next Subaru Forester or WRX has its own benefits that includes...

  • You can make modifications
  • Save money over the long term life of the Subaru
  • No limit on miles per year
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  • More flexibility to sell the Subaru when you're ready for a new car
  • Use the value of your vehicle for trade value

The downside to getting a car loan for your new Subaru is that you may have a higher down payment as well as higher monthly payments. You are also responsible for all repair costs.

If you still have any questions about the financing process or which financing option may be best for you speak with a member of our team. We are happy to answer all your questions about financing. If you already know that leasing or buying is right for you and have found the Subaru Crosstrek that meets your needs click over to our online financing center to apply for credit from home. Also be sure to check out all of the ways you can save on a new Subaru.

Categories: Finance

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